MINTI REFUND & CHARGEBACK POLICY Effective Date:28 February 2025 At Minti, we strive to provide a seamless and transparent experience for both buyers and sellers of digital media. Due to the nature of digital goods, all transactions are consideredfinal. However, we recognize that certain situations may warrant a refund or chargeback resolution. This policy outlines the conditions under which refunds and chargebacks are permitted and how they are handled. This policy is aligned with PayPal’s Buyer and Seller Protection Policies and industry best practices to prevent fraudulent disputes while ensuring fair treatment of buyers. Minti acts solely as a marketplace technology provider and does not act as the seller of record, merchant of record, or payment intermediary. All payments are processed directly between buyers and sellers via PayPal. 1. GENERAL REFUND POLICY Due to the instant delivery of digital media, refunds are not typically provided. However, refunds may be granted in the following exceptional cases: 1.1 Eligible Refund Situations Refunds may be issued under the following circumstances: •Non-Delivery: Buyer did not receive access to the purchased digital media due to a system error or technical failure. •Corrupt/Defective Files: The digital file is unusable or corrupted, and the seller is unable to provide a working version. •Unauthorized Transaction: If a user reports that their payment method was used without their authorization, and sufficient evidence is provided. •Misrepresentation of Product: The media file materially differs from the description provided by the seller. 1.2 Non-Refundable Situations Refunds will not be granted in the following cases: •Buyer changed their mind or made a mistaken purchase. •Buyer misunderstood the licensing terms of the digital media. •The digital product was successfully delivered and met the description provided by the seller. •Buyer failed to download or access the media within the provided timeframe. •Buyer is requesting a refund after using or distributing the digital content.
2. HOW TO REQUEST A REFUND Buyers requesting arefund must: 1.Contact the Seller First: oBuyers must first attempt to resolve the issue with the sellerby writing [email protected] oThe seller has 48 hours to respond to refund requests. 2.Escalate to Minti Mediation: oIf the seller does not respond or refuses a valid refund, the buyer may submit a dispute through Minti’s support portal. oMinti’s dispute resolution team will review the case within 5 business days. 3.Final Decision by Minti: oMinti will issue a final decision based on transaction records, seller response, and evidence provided. oIf a refund is granted, the funds will be returned to the original payment method within 5-10 business days. 3. CHARGEBACK POLICY Chargebacks are a last resort and should only be initiated after all other resolution options have been exhausted. 3.1 Handling of Chargebacks •Buyers must first attempt a resolution with the seller and Minti before filing a chargeback. •If a chargeback is initiated, Minti may freeze the buyer’s account pending investigation. •Minti will provide PayPalwith all relevant transaction records, communication logs, and proof of content delivery. •Fraudulent chargebacks may result in permanent account suspension and legal action. 3.2 Seller Protection Against Chargebacks To protect sellers from unfairchargebacks: •Sellers are required to provide detailed product descriptions and clear licensing terms. •Mintiwillmaintain proof of delivery, such as digital access logs. •Sellers andMinti will contest fraudulent chargebacks with evidence to payment providers. 4. POLICY UPDATES & COMPLIANCE Minti reserves the right to update this Refund & Chargeback Policy in accordance with PayPal’s policies, legal requirements, and industry best practices.
5. CONTACT FOR REFUND & CHARGEBACK SUPPORT For refund or chargeback assistance, contact: •Email:[email protected] By using Minti, you acknowledge and agree to follow this Refund & Chargeback Policy to ensure a fair and secure marketplace for allusers.
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